Built for an FBT year that never ends and a compliance obligation that touches every benefit you administer.
We build AI applications for salary packaging providers, calibrated to the FBT Assessment Act, PBI and HPC salary packaging caps, NALSPA standards and the ATO’s expectations of a sector it watches closely.
What shapes your sector
Across every sector
What you’re up against
The pressures we’re building around.
FBT complexity across client types
PBI, HPC and rebatable employer caps are different, and your clients sit across all three. A miscalculated cap or a missed grossing-up step does not belong to the client. It belongs to you.
The FBT year has its own calendar
The FBT year runs April to March. Every lodgement, every employer return and every benefit declaration runs on its own calendar, separate from the PAYG year. Missing it is visible and the remediation is expensive.
EV and novated lease complexity
Electric vehicle packaging under the FBT exemption is the fastest-growing benefit category. The rules changed in 2022, edge cases are being tested in real time and the ATO has signalled it is watching the sector closely.
ATO attention on a small market
Eight NFP-aligned salary packaging providers means the entire industry is easily visible to a regulator. When the ATO reviews the sector, it reviews everyone.
What we’re building
Applications calibrated to how you actually run.
None of this is live yet. This is what we’re building towards.
FBT compliance intelligence
Cap rules current, employer types classified correctly, FBT year deadline calendar maintained and regulatory changes translated into what they mean for each client type.
ATO signal monitoring
What the ATO is releasing, reviewing and signalling about the salary packaging sector, interpreted for your compliance posture before it becomes a review or a client problem.
EV and novated lease intelligence
The FBT exemption eligibility conditions, eligible vehicle lists and employer communication obligations kept current and applied to your product and advice offering.
Board and executive intelligence
Regulatory risk quantified and presented decision-ready, in language your board can act on without a tax lawyer to interpret it first.
For everyone who carries it
What it means across your organisation.
Regulatory risk quantified
Not described in general terms, but mapped against your client types, cap positions and current FBT year exposure so oversight is specific.
ATO signals before they reach your clients
Cap changes, compliance signals and FBT calendar pressure translated into action with enough lead time to protect your clients.
The calendar handled
FBT deadlines, cap rules and client classifications tracked through the year, so your team confirms positions with the work already done.
Why it’s for you
Built on the FBT world.
We’re building it on the FBT Assessment Act, the PBI and HPC caps, the NALSPA standards and the ATO’s compliance program, so the answer is true to how a salary packaging provider actually operates.
Get involved
Help shape what we build for salary packaging.
We’re building this with a small group of salary packaging providers who want a say in what gets made. Tell us what you are working on and we will reply within one business day.